103 Monte Palo Street Panama City Beach, FL 32413

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''ICF'' home - 3 BR/2 BA with Double GARAGE available for occupancy in early July. Built in 1999, the polystyrene form stayed with the home after the concrete pour making home insurance cheaper. New electric panel in 2021, New roof in 2019! Flood Zone X (YAY!) - NO HOA FEES! (which is even better) -- Best of all is the location! 1/2 mile down a paved road, you are at the beach, so walking to the beach access should be a breeze! Calling all Buyers! --There is a short window to purchase because it is on the rental market too! -- If July 1st comes first, you might be out of luck!