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All equity programs are governed by eXp World Holdings, Inc.’s (“EXPI”) 2015 Equity Incentive Plan as summarized in our 2015 EIP S-8 Prospectus, or the 2024 Equity Incentive Plan, as summarized in our 2024 EIP S-8 Prospectus (each of the 2015 Equity Incentive Plan and the 2024 Equity Incentive Plan, a “Plan” and together, the “Plans”).

Pursuant to the Plans, the Agent Growth Incentive Program and Agent Equity Program are subject to modification or termination at the discretion of the Company’s Board of Directors.

If an agent has otherwise achieved one or more eligibility requirements to receive an award under the ICON Program, but the eligible agent, through no fault of his or her own or due to extreme or extenuating circumstances, should be unable to fulfill one or more remaining eligibility requirements, alternative eligibility requirements may be provided to such agent; such alternative eligibility requirements must be equal in effort to the requirement being substituted and otherwise compliant with the applicable Plan.

Ownership of shares issued under the equity programs may come with associated costs imposed by third parties, including but not limited to, fees that may be imposed by a stockbroker, financial services broker of agent’s choosing, or others.

EXPI has adopted an Insider Trading Policy that prohibits employees, directors, agents, and brokers from trading in EXPI stock based on material nonpublic information and from disclosing this information to others who may trade.

CURRENT ANNUAL REPORT:

December 31, 2023 Form 10-K

FOREIGN SECURITIES FILINGS:

2024 EU Prospectus